If your home or business has suffered flood or water damage you may be in need of a flood restoration company. When repairing your property, a specialist flood restoration company would be more suitable than a normal builder.
The reason for this is that, with a flooded or water damaged property the damage is likely to be a lot more complex than a general repair. First of all, once the source of the damage has been identified and controlled, your property will need to be dried out and cleaned before it is to be returned to its pre-incident condition.
Arrangements may have to be made to restore and repair furniture and other items that may have been damaged. Your flood restoration company should ensure that all items that are salvaged are put away safely and securely in storage, ready to be returned once water damage repair work is completed.
Flood Restoration Insurance Claims Help
Dependent of your level of insurance, you may need to not only claim for the repair of damaged items, but also the replacement of items that are beyond repair. You can either leave this up to your insurer but we would recommend that you appoint a loss adjuster or loss assessor to work on your behalf.
Many insurance claims management companies will in fact waive their fees when you appoint a flood restoration company that they recommend. By do this you can have someone managing your insurance claim that will ensure you receive your full entitlement.
They will also do all the hard work on your behalf by negotiating with your insurer and questioning their decisions. I think that you can agree, many people whose properties suffer from a flood or water leak will not be associated with the building trade?
The chances are that whatever settlement your insurer offers, you will not know if it is the correct amount to cover the loss that you have suffered. This is why we recommend that you appoint a professional to negotiate directly with your insurer. You are perfectly entitled to do this.
As a flood or water leak can cause so much damage, a reputable flood restoration company will ensure that you and whoever is managing your insurance claim will be kept up to date with ongoing repairs.
This is really important because in many cases there can be secondary water damage that may not have been identified in the first instance if your insurers loss adjuster has not picked it up. The problem with water is that it can reach places that cannot be seen around your property.
This secondary damage may be identified once the building work has been started or by an independent loss adjuster who knows exactly where to look for flood damage or in fact by your flood restoration company. If secondary damage is identified it will need to be reported to your insurer as soon as possible to ensure that is included in your insurance claim.